AOLPro

Be Known for Helping Borrowers Save Big on Closing Costs

Affordability is the biggest challenge for borrowers—stand out by saving your clients thousands with AOLPro, our cost-effective alternative to traditional title insurance.

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Open the Door to More Business

Help Borrowers Overcome Affordability Challenges and Build Your Referral Base

In today’s lending environment, affordability, hesitant buyers, and stiff competition are constant hurdles. AOLPro equips you with a strategic, cost-effective alternative to traditional title insurance, helping borrowers save thousands on closing costs. By offering innovative solutions like AOLPro, you stand out as a loan officer who prioritizes client success, builds trust, and strengthens referral relationships—all while closing more deals.

Client Savings

Your borrowers can save over $1,000 with AOLPro—often the difference between closing a deal and losing it. By offering comprehensive coverage at a lower fee than traditional title insurance, you give clients the confidence they need to move forward.

Eligibility

AOLPro is readily available nationwide for purchase and refinance loans up to $1 million. It’s a versatile solution for first-time buyers, move-up homeowners, or refinancers, providing protection for both borrowers and lenders.

Fuel Referrals

In a referral-driven industry, AOLPro sets you apart. By showcasing savings and forward-thinking solutions, you build stronger ties with real estate partners, becoming their go-to referral source—fueling more leads and long-term success.

What is AOLPro?

Imagine giving your clients rock-solid protection—without the sky high fees. AOLPro is a modern, insured attorney opinion letter that covers both the lender and borrower on loans up to $1 million for one low, upfront fee. It’s powerful enough to earn GSE acceptance, is backed by top A.M. Best A rated insurance carriers, and works perfectly for both purchase and refinance situations. In short, AOLPro gives your clients true peace of mind that their title is protected, at a price they will thank you for.

Features, Coverage, & Protection
AOLPro
TitleInsurance
Available for purchase and refinance transactions
Combined coverage for lender, homeowner, and investor in a single letter
Flat fee for all coverage
Buyback coverage in secondary market transactions
Low-cost coverage aligned with risk
Simple, reliable claims process
Coverage up to full purchase price or loan amount
Coverage for life of loan
Coverage by A.M. Best A rated insurance carriers
Protection against borrower fraud
Closing Protection Letter
Coverage through date of recording (“Gap Coverage”)
Duty to defend by insurer
Real Savings, Real Examples

Title Insurance is No Longer the Only Option

As a loan officer, you’re often the first to inform borrowers about the full cost of closing, which can include an additional 2-5% of the purchase price. For clients who are already stretching to afford their down payment, this conversation can be a hurdle. AOLPro helps you reduce those closing costs, saving borrowers thousands while making these discussions easier.

Florida
Loan Type Purchase
Loan Amount $700,000
Total Title Insurance Fees $5,470
Total AOL Fees $1,245
Total Saving $4,225
Ohio
Loan Type Purchase
Loan Amount $675,000
Total Title Insurance Fees $3,988
Total AOL Fees $1,245
Total Saving $2,743
Pennsylvania
Loan Type Purchase
Loan Amount $392,000
Total Title Insurance Fees $3,548
Total AOL Fees $1,145
Total Saving $2,403

Benefits for Loan Officers

  • Stand out with unique, cost-saving coverage.
  • Streamline closings with one simple fee.
  • Build trust and long-term referrals.
  • Enhance credibility as a forward-thinking LO.
  • Adapt, prosper, and outshine competitors.

Benefits for Borrowers

  • Slash closing costs, keeping more money in your pocket.
  • Enjoy peace of mind with full title protection.
  • Experience a smoother, quicker homebuying journey.
  • Access affordable protection, available nationwide.
  • Make informed choices with expert attorney insights.
How It Works

LOs Like You Are Already Saving Clients Thousands—Don’t Get Left Behind!

Guiding borrowers toward an insured attorney opinion letter instead of traditional title insurance reduces closing costs—without compromising coverage. Show your clients a more affordable path to homeownership and stand out as the loan officer who delivers real savings. Here’s how to get started:

1

Ask for AOLPro

Ask your preferred title provider to provide AOLPro, or Alita will connect you with a trusted partner.

2

Close with AOLPro

Request a quote and our team will get back to you ASAP with all the info you need.

3

Grow with AOLPro

Use AOLPro to give your clients real savings, enhance your reputation, and earn more referrals.

Happy couple receiving keys to their new home from realtor, symbolizing savings from choosing an attorney opinion letter over traditional title insurance.
Learn More

Loan Officer Resources

  • The Wall Street Journal
    The Cost of Title Insurance on Homes Is Out of Sync With the Risk: Biden Administration Seeks to Waive Requirement on Certain Mortgage Refinancings
    Read Article
  • A Commentary On the Viability of Insured Attorney Opinion Letters as an Alternative To Title Insurance
    Read White Paper
  • Housing Wire
    HousingWire President, Diego Sanchez and Stacy Mestayer discuss insured attorney opinion letters as an alternative to traditional title insurance.
    Watch the Interview